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Old April 23rd, 2014, 04:57 PM   #21
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Uninsured Motorist coverage is just another parachute option that levies a flat $250 fee, instead of your standard deductible ~ if you don't have it, you pay standard deductible. At close to an extra $100/yr for this option, it's not even worth the statistically low chance you'll use it.
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Old April 23rd, 2014, 09:36 PM   #22
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I got various quotes anywhere from $600 to $2500 per year. Call an insurance broker. Also, you get more discounts if you lump all your vehicles together.
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Old May 6th, 2014, 05:43 PM   #23
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When I called that insurance company with the annoying lady in white and told them I was at the dealer and I needed them to take my KTM Duke off the policy and add the Hyperstrada, my insurance premium jumped from $450 per year to $650 per year. I told the lady on the phone that its a HyperSTRADA. She re-entered the VIN and her system showed HyperMOTARD. I said no, I have a strada... it's a touring bike! It's safer than the Duke, it has ABS, traction control and luggage! Her system said what her system said and I guess I'll need to shop around. I HATE the whole insurance industry.
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Old May 6th, 2014, 05:58 PM   #24
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That's who I dumped. Got $330/yr when I purchased last April and they tried doubling to what your quoting this year, stating they hadn't categorized my bike correctly when I joined. I volleyed a bit and, in the end, all Ducati's are considered "Sport Bikes" to them. I just think their software finally caught up.

Try the company with Pedro Cerrano as their spokesman. They got me back in the 3's. If you mention Jobu you get an extra 10% off.
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Old May 17th, 2014, 05:56 AM   #25
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Quote:
Originally Posted by gatdammit View Post
I have USAA, probably the best out there, but they don't insure bikes. They push you to Progressive, which gave me an obscene quote last year.

Haven't tried AAA.
give it a shot.. doesnt hurt to just shop around. I had usaa and figured I must be getting the best rates because they say "we know what it means to serve" etc. etc. moved to texas and usaa did not cover the bikes any more. progressive way too expensive, aaa had a very competitive rate for the bikes and the cars that usaa just could not meet.. I did give them the opportunity. aaa doesnt directly insure the bikes in texas either, but the partner company is great.
give it a shot and be wary of usaa.. it is a HUGE company and they have the bottom line at heart.. just like any other.. not saying they are totally bad but my wife used to work at the corporate office and when their employees got an 18 percent bonus last year but they cant drop my insurance rates to match a competitor then something is up.. just sayin
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Old May 17th, 2014, 06:59 AM   #26
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Allstate $360. a year.
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Old May 17th, 2014, 08:48 AM   #27
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My annual is $252.00 with Geico.
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Old May 30th, 2014, 01:21 AM   #28
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I Ride: Triumph Thruxton R.Ducati 916 foggy rep, NC30 Honda, RD350 YPVS F1, Ducati HyperStrada
My renewal has gone down, only a small amount but it's still for two bikes and its
230 fully comp.
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Old April 7th, 2015, 05:49 AM   #29
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bumping an old thread. just got the quote from allstate on my new hyper. 466 per year. my street triple was 188. honda cbr 250r was 77 per year.
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Old April 7th, 2015, 06:01 AM   #30
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Quote:
Originally Posted by NateB View Post
I get a good rate through AAA. I also have my house and car on the policy.
I have AAA too. Paying $660 a year for full coverage on this bike. I have three motorcycles and two vehicles on my policy.
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