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Old April 7th, 2015, 12:30 PM   #31
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Not at all. I'm only 180 ($280 US) in the UK
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Old April 7th, 2015, 01:29 PM   #32
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Double check they even have the HyperStrada listed and categorized. I remember calling around a couple years ago and I think Geico didn't have the bike listed, so just defaulted to Italian Sportbike status.
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Old April 7th, 2015, 03:43 PM   #33
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I Ride: '13 Hyperstrada, '14 BMW1200GS
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Originally Posted by gatdammit View Post
Not a bargain in the US.

Oh, and all Ducati's are considered "Sport" bikes in the insurance world...
For my experience, I don't think that is the case.
Here in Tx my Multistrada cost 550.00 per year and a CBR1000 I had was 800 from Geico and a ridiculous 2k from Progressive.

The HS is costing me approx 425 or about the same as my R1200GS.

Edited, all same coverage @ 1k deduct for Collision, 500 for Comprehensive
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Old April 7th, 2015, 04:25 PM   #34
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I was with Progressive for years with premiums in the $300/yr range (full coverage) for bikes such as ZX636, Z1000, Concours 1400 and when I called to put my HS on, they wanted to jump it to $900/yr. Their reasoning was just because it was a Ducati. I got on line and got the same coverage level with Geico for $350/yr. I secured the policy and dumped Progressive. No rhyme or reason... just my personal experience. Go figure.
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Old April 7th, 2015, 04:41 PM   #35
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I Ride: 2014 Ducati Hyperstrada, 2010 KTM 450xc-w, 2008 Yamaha WR250x
I'm curious what dollar amounts your deductibles are in those policies? Mine is $100, thinking that's way too low? My policy is 660 a year.
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Old April 7th, 2015, 09:35 PM   #36
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My Hyper is on a stand alone State Farm policy for $430/year with a $500 deductible. My four cars (mine, wife's, two daughters, all full coverage) is 3,300/year with a $500 deductible from Wawanesa, a Canadian company who only offers coverage on the US west coast. They dropped MC coverage years ago, which is too bad, as they're a great insurance company!
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Old April 8th, 2015, 07:50 PM   #37
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I Ride: 2013 Hyperstrada, 2006 SP-1 RC51, 2007 SV650S (track bike)
Did you check State Farm?
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Old April 9th, 2015, 07:25 AM   #38
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Quote:
Originally Posted by RoadChick View Post
I'm curious what dollar amounts your deductibles are in those policies? Mine is $100, thinking that's way too low? My policy is 660 a year.
Short answer: Call your agent and ask what you might save by raising that number. Assess your (and maybe that great BF's) personal risk tolerance and go for it.

Long answer: If that's for liability and comp, it's a lot less than the $1000 deductible we have with State Farm. If you often park in a dodgy neighborhood, that would be way too high. Our garage is fairly secure, and I don't commute so the risk of theft is small. We pay less than $300 per year for the HS, but we have four bikes, two cars, a pickup and our home with them. The discounts add up fast. But I gave up on M/C collision coverage after a couple of bent wheels on my Triumph. State Farm quadrupled the rate on my pickup after I got bad advice from my old agent. Now my motto is "I break it, I fix it." And in 50 years of riding I've never had a bike stolen or had to pay any deductible on a bike accident. We have $500 for collision on the cars, and both of them have been hit in the last six months... But not our fault, so we got it back. And we have zero deductible on the four wheelers for comp, as we have to replace windshields a lot around here.

Last edited by zippy49; April 9th, 2015 at 07:28 AM. Reason: moar
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Old May 17th, 2015, 08:54 AM   #39
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hahaha I wish I could pay $600 a year...try $900 a year...and thats bundled with my car....shits a fkin rip off....
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Old May 17th, 2015, 07:52 PM   #40
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Allstate - $450/year, thats Gold coverage with GAP and the fancy shit where they buy you a brand new bike if it gets totaled.

I also have my truck and 3 houses insured with them, so that may be why its less. My 2008 Hypermotard 1100 was $800/year back when I had it - solo policy.
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