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Old May 18th, 2015, 06:05 AM   #41
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Originally Posted by beef tits View Post
Allstate - $450/year, thats Gold coverage with GAP and the fancy shit where they buy you a brand new bike if it gets totaled.

I also have my truck and 3 houses insured with them, so that may be why its less. My 2008 Hypermotard 1100 was $800/year back when I had it - solo policy.
I'm with allstate and my street triple was $188/yr, the hyper is close to $900 for the same coverage. I'm starting to shop for new insurance now.
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Old May 18th, 2015, 08:37 AM   #42
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Originally Posted by Bsucardinalfan View Post
I'm with allstate and my street triple was $188/yr, the hyper is close to $900 for the same coverage. I'm starting to shop for new insurance now.
I have Allstate and I pay $259/yr for my Strada. Man, bike insurance is all over the place.
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Old May 18th, 2015, 09:13 AM   #43
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I have Allstate and I pay $259/yr for my Strada. Man, bike insurance is all over the place.
full coverage?
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Old May 18th, 2015, 03:22 PM   #44
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Except for personal liability. I'm fortunate to have full medical coverage provided by my job.
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Old September 16th, 2015, 02:31 PM   #45
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WOW, I guess it pays to be old.

$182 for full coverage per year on my Hyper and $203 per year on my Multi. State farm does it by displacement only and does not have different catagories.

Marc

Last edited by lomax; September 17th, 2015 at 06:35 AM.
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Old September 17th, 2015, 05:25 AM   #46
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Coming from a 2013 Street Triple R to this 2013 Hyperstrada, my Rider insurance went up by 10X for the same coverage. I was paying about $150.00 for pretty high limits and it went up to over $1,500. I switched to Geico which lowered it to around $500 for a year. Again, full coverage with high limits. But- yea not sure why insurance is so high on this bike compared to my street triple. The street triple was a more aggressive bike and was just as fast.
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Old September 17th, 2015, 05:25 AM   #47
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Originally Posted by Bsucardinalfan View Post
I'm with allstate and my street triple was $188/yr, the hyper is close to $900 for the same coverage. I'm starting to shop for new insurance now.
Hey- check out the post I just made regarding street triple vs. hyperstrada.
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Old October 27th, 2015, 09:58 AM   #48
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Originally Posted by lomax View Post
WOW, I guess it pays to be old.

$182 for full coverage per year on my Hyper and $203 per year on my Multi. State farm does it by displacement only and does not have different catagories.

Marc
That doesn't sound right. I had my 900 monster on a single policy at state farm for $500 at 6 months. Same coverages on my hyper for 6 months were quoted at $1300.

It may be 13 years newer, but it has less cc's and is only about twice the cost to replace.

Regardless of what an insurance company tells you, "displacement" isn't everything.
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Old October 27th, 2015, 10:23 AM   #49
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That doesn't sound right.
I can show you my policy if you wish.

Marc
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Old October 27th, 2015, 12:13 PM   #50
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I can show you my policy if you wish.

Marc
I'm not doubting what you pay for insurance, but I don't think state farm only pays attention to displacement.

A new Panigale (1299) would not have cheaper insurance than a new 103ci (1687cc) Harley. It just don't make sense.
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